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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,814 | $105,200-33.6% | $159,474-56.2% | $85,847-18.7% |
| Participation rate | 89.1% | 75.8%+13.3pp | 82.8%+6.3pp | 69.3%+19.8pp |
| Annual return | 39.66% | 45.08%-5.4pp | 263.68%-224.0pp | 318.61%-278.9pp |
| Employer contribution / active EE | $0 | $3,319-100.0% | $4,831-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $10,817 | $5,946+81.9% | $7,353+47.1% | $3,952+173.7% |
| Admin fee / account holder | $19,844 | $6,934+186.2% | $10,802+83.7% | $6,261+217.0% |