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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,084 | $48,235+1.8% | $68,803-28.7% | $68,490-28.3% |
| Participation rate | 98.2% | 60.7%+37.5pp | 69.0%+29.2pp | 67.9%+30.3pp |
| Annual return | -21.96% | -12.70%-9.3pp | -6.37%-15.6pp | -7.85%-14.1pp |
| Employer contribution / active EE | $5,272 | $1,829+188.3% | $2,656+98.5% | $2,597+103.0% |
| Participant deferral / active EE | $9,648 | $2,867+236.6% | $3,942+144.7% | $4,028+139.5% |
| Admin fee / account holder | $7,318 | $4,361+67.8% | $4,936+48.3% | $5,403+35.4% |