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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,017 | $73,863-55.3% | $143,797-77.0% | $68,490-51.8% |
| Participation rate | 50.5% | 66.7%-16.1pp | 80.3%-29.8pp | 67.9%-17.4pp |
| Annual return | -17.93% | 0.91%-18.8pp | -0.04%-17.9pp | -7.85%-10.1pp |
| Employer contribution / active EE | $853 | $3,185-73.2% | $4,952-82.8% | $2,597-67.2% |
| Participant deferral / active EE | $1,701 | $3,385-49.7% | $5,638-69.8% | $4,028-57.8% |
| Admin fee / account holder | $6,449 | $5,756+12.0% | $14,679-56.1% | $5,403+19.4% |