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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,691 | $88,778-15.9% | $81,844-8.7% | $145,884-48.8% |
| Participation rate | 91.7% | 75.1%+16.6pp | 72.4%+19.3pp | 80.3%+11.4pp |
| Annual return | 8.72% | 1033.03%-1024.3pp | 778.87%-770.2pp | 551.85%-543.1pp |
| Employer contribution / active EE | $4,369 | $3,087+41.5% | $2,916+49.8% | $4,662-6.3% |
| Participant deferral / active EE | $7,708 | $4,648+65.8% | $4,323+78.3% | $6,690+15.2% |
| Admin fee / account holder | $3,534 | $8,430-58.1% | $7,355-52.0% | $13,392-73.6% |