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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,691 | $88,754-15.8% | $81,820-8.7% | $145,877-48.8% |
| Participation rate | 91.7% | 75.1%+16.6pp | 72.4%+19.3pp | 80.3%+11.4pp |
| Annual return | 8.72% | 1031.77%-1023.0pp | 777.93%-769.2pp | 551.28%-542.6pp |
| Employer contribution / active EE | $4,369 | $3,085+41.6% | $2,915+49.9% | $4,663-6.3% |
| Participant deferral / active EE | $7,708 | $4,648+65.9% | $4,323+78.3% | $6,691+15.2% |
| Admin fee / account holder | $3,534 | $8,424-58.0% | $7,391-52.2% | $13,402-73.6% |