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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,345 | $72,071+43.4% | $68,368+51.2% | $137,256-24.7% |
| Participation rate | 68.8% | 76.2%-7.5pp | 73.8%-5.0pp | 80.0%-11.2pp |
| Annual return | 13.81% | 353.14%-339.3pp | 292.57%-278.8pp | 220.34%-206.5pp |
| Employer contribution / active EE | $2,310 | $2,788-17.1% | $2,649-12.8% | $4,156-44.4% |
| Participant deferral / active EE | $5,572 | $4,410+26.3% | $4,123+35.2% | $6,407-13.0% |
| Admin fee / account holder | $931 | $5,336-82.5% | $5,150-81.9% | $12,270-92.4% |