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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,851 | $171,867-76.2% | $149,721-72.7% | $147,586-72.3% |
| Participation rate | 66.7% | 88.2%-21.5pp | 87.1%-20.4pp | 82.8%-16.2pp |
| Annual return | 17.97% | 2113.36%-2095.4pp | 1501.67%-1483.7pp | 578.59%-560.6pp |
| Employer contribution / active EE | $1,472 | $6,275-76.5% | $5,444-73.0% | $4,876-69.8% |
| Participant deferral / active EE | $5,956 | $7,270-18.1% | $6,568-9.3% | $5,439+9.5% |
| Admin fee / account holder | $1,559 | $13,799-88.7% | $11,282-86.2% | $10,886-85.7% |