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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $360,813 | $91,474+294.4% | $135,982+165.3% | $71,529+404.4% |
| Participation rate | 100.0% | 75.7%+24.3pp | 81.9%+18.1pp | 67.9%+32.1pp |
| Annual return | 13.69% | 29.89%-16.2pp | 68.32%-54.6pp | 28.97%-15.3pp |
| Employer contribution / active EE | $30,234 | $3,705+715.9% | $4,859+522.2% | $2,590+1067.4% |
| Participant deferral / active EE | $9,905 | $7,095+39.6% | $7,760+27.6% | $4,291+130.8% |
| Admin fee / account holder | $3,691 | $1,267+191.3% | $10,767-65.7% | $1,588+132.4% |