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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,893 | $75,962-14.6% | $154,111-57.9% | $64,173+1.1% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -9.31% | 30.32%-39.6pp | 735.18%-744.5pp | 7.63%-16.9pp |
| Employer contribution / active EE | $4,504 | $3,350+34.5% | $5,298-15.0% | $2,381+89.2% |
| Participant deferral / active EE | $2,062 | $3,175-35.0% | $5,081-59.4% | $3,470-40.6% |
| Admin fee / account holder | $633 | $5,589-88.7% | $13,411-95.3% | $4,887-87.1% |