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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,364 | $84,236-35.5% | $170,439-68.1% | $70,124-22.5% |
| Participation rate | 93.0% | 70.8%+22.1pp | 83.6%+9.4pp | 69.5%+23.4pp |
| Annual return | 23.74% | 23.06%+0.7pp | 205.94%-182.2pp | 73.14%-49.4pp |
| Employer contribution / active EE | $2,971 | $3,387-12.3% | $5,433-45.3% | $2,342+26.8% |
| Participant deferral / active EE | $2,693 | $3,086-12.7% | $4,939-45.5% | $3,332-19.2% |
| Admin fee / account holder | $664 | $5,698-88.3% | $13,881-95.2% | $4,645-85.7% |