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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,836 | $72,269-64.3% | $101,271-74.5% | $79,852-67.6% |
| Participation rate | 51.7% | 68.5%-16.7pp | 75.8%-24.1pp | 69.6%-17.9pp |
| Annual return | 13.18% | 22.29%-9.1pp | 46.48%-33.3pp | 31.72%-18.5pp |
| Employer contribution / active EE | $1,679 | $2,692-37.6% | $3,660-54.1% | $2,471-32.1% |
| Participant deferral / active EE | $3,293 | $3,282+0.3% | $4,371-24.7% | $3,740-12.0% |
| Admin fee / account holder | $3,959 | $4,401-10.0% | $5,948-33.4% | $5,306-25.4% |