Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,405 | $62,672-21.2% | $185,117-73.3% | $70,124-29.5% |
| Participation rate | 21.1% | 63.8%-42.7pp | 77.3%-56.2pp | 69.5%-48.5pp |
| Annual return | 7.22% | 40.79%-33.6pp | 40.50%-33.3pp | 73.14%-65.9pp |
| Employer contribution / active EE | $396 | $1,753-77.4% | $4,182-90.5% | $2,342-83.1% |
| Participant deferral / active EE | $975 | $3,272-70.2% | $5,045-80.7% | $3,332-70.7% |
| Admin fee / account holder | $673 | $3,932-82.9% | $8,159-91.7% | $4,645-85.5% |