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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,576 | $168,636-47.5% | $147,618-40.0% | $125,388-29.4% |
| Participation rate | 61.1% | 88.8%-27.7pp | 84.6%-23.5pp | 83.2%-22.1pp |
| Annual return | -0.48% | 77.65%-78.1pp | 61.98%-62.5pp | 282.24%-282.7pp |
| Employer contribution / active EE | $2,539 | $6,252-59.4% | $5,565-54.4% | $4,866-47.8% |
| Participant deferral / active EE | $3,484 | $5,507-36.7% | $4,895-28.8% | $5,352-34.9% |
| Admin fee / account holder | $7 | $13,580-100.0% | $11,612-99.9% | $9,541-99.9% |