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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,896 | $84,236-38.4% | $170,439-69.6% | $70,124-26.0% |
| Participation rate | 100.0% | 70.8%+29.2pp | 83.6%+16.4pp | 69.5%+30.5pp |
| Annual return | 21.61% | 23.06%-1.4pp | 205.94%-184.3pp | 73.14%-51.5pp |
| Employer contribution / active EE | $7,627 | $3,387+125.2% | $5,433+40.4% | $2,342+225.6% |
| Participant deferral / active EE | $4,733 | $3,086+53.4% | $4,939-4.2% | $3,332+42.1% |
| Admin fee / account holder | $444 | $5,698-92.2% | $13,881-96.8% | $4,645-90.4% |