Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: MERRILL LYNCH, PIERCE, FENNER AND S Service code 15 · EIN 13-5674085 | Recordkeeping | $13,762 |
Service code 10 6100 ELTON AVENUE · LAS VEGAS, NV 891070123 | Accounting | $11,295 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,336 | $52,149+15.7% | $122,354-50.7% | $77,958-22.6% |
| Participation rate | 37.5% | 58.6%-21.1pp | 71.6%-34.2pp | 71.6%-34.2pp |
| Annual return | 14.68% | 17.75%-3.1pp | 30.28%-15.6pp | 20.87%-6.2pp |
| Employer contribution / active EE | $0 | $1,750-100.0% | $4,051-100.0% | $2,310-100.0% |
| Participant deferral / active EE | $1,052 | $2,114-50.2% | $3,287-68.0% | $3,537-70.2% |
| Admin fee / account holder | $55 | $93-40.8% | $5,479-99.0% | $97-43.3% |