Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,488 | $56,110-20.7% | $94,993-53.2% | $70,124-36.6% |
| Participation rate | 69.4% | 65.0%+4.4pp | 73.9%-4.4pp | 69.5%-0.1pp |
| Annual return | 7.35% | 51.02%-43.7pp | 27.14%-19.8pp | 73.14%-65.8pp |
| Employer contribution / active EE | $1,964 | $1,442+36.2% | $2,603-24.6% | $2,342-16.2% |
| Participant deferral / active EE | $3,618 | $2,391+51.3% | $3,317+9.1% | $3,332+8.6% |
| Admin fee / account holder | $2,849 | $3,456-17.6% | $4,960-42.6% | $4,645-38.7% |