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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $353,367 | $103,949+239.9% | $69,182+410.8% | $273,970+29.0% |
| Participation rate | 100.0% | 67.4%+32.6pp | 55.1%+44.9pp | 83.0%+17.0pp |
| Annual return | 5.58% | 35.28%-29.7pp | -21.93%+27.5pp | 41.46%-35.9pp |
| Employer contribution / active EE | $501 | $1,783-71.9% | $1,206-58.5% | $4,869-89.7% |
| Participant deferral / active EE | $3,223 | $2,716+18.6% | $1,897+69.9% | $5,287-39.1% |
| Admin fee / account holder | $12,791 | $3,671+248.5% | $2,697+374.3% | $10,132+26.2% |