Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,010 | $41,377+16.0% | $109,313-56.1% | $62,881-23.6% |
| Participation rate | 24.6% | 57.5%-33.0pp | 71.3%-46.7pp | 69.3%-44.7pp |
| Annual return | 7.60% | 11.05%-3.5pp | 22.07%-14.5pp | 20.14%-12.5pp |
| Employer contribution / active EE | $0 | $1,276-100.0% | $3,892-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $1,221 | $2,045-40.3% | $3,166-61.4% | $3,203-61.9% |
| Admin fee / account holder | $452 | $2,884-84.3% | $5,666-92.0% | $4,296-89.5% |