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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $223,614 | $129,737+72.4% | $119,126+87.7% | $154,746+44.5% |
| Participation rate | 70.6% | 78.9%-8.3pp | 75.8%-5.2pp | 80.7%-10.1pp |
| Annual return | 14.47% | 379.08%-364.6pp | 282.11%-267.6pp | 172.34%-157.9pp |
| Employer contribution / active EE | $2,725 | $4,375-37.7% | $4,034-32.5% | $4,379-37.8% |
| Participant deferral / active EE | $10,000 | $5,842+71.2% | $5,318+88.0% | $6,730+48.6% |
| Admin fee / account holder | $11,707 | $11,961-2.1% | $10,693+9.5% | $14,365-18.5% |