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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $198,070 | $114,130+73.5% | $96,192+105.9% | $167,553+18.2% |
| Participation rate | 60.0% | 75.1%-15.1pp | 68.4%-8.4pp | 82.1%-22.1pp |
| Annual return | 18.06% | 190.07%-172.0pp | 192.09%-174.0pp | 478.89%-460.8pp |
| Employer contribution / active EE | $1,422 | $3,431-58.6% | $2,799-49.2% | $4,840-70.6% |
| Participant deferral / active EE | $10,481 | $5,198+101.6% | $4,351+140.9% | $6,343+65.3% |
| Admin fee / account holder | $19 | $6,901-99.7% | $5,539-99.7% | $12,316-99.8% |