See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 5-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,967 | $46,745-40.2% | $60,547-53.8% | $52,331-46.6% |
| Participation rate | 49.5% | 58.6%-9.0pp | 68.0%-18.4pp | 68.1%-18.6pp |
| Annual return | -2.28% | 0.61%-2.9pp | 335.64%-337.9pp | 4.54%-6.8pp |
| Employer contribution / active EE | $837 | $1,259-33.5% | $2,419-65.4% | $1,882-55.5% |
| Participant deferral / active EE | $2,408 | $2,145+12.3% | $3,328-27.6% | $3,022-20.3% |
| Admin fee / account holder | $400 | $537-25.5% | $4,536-91.2% | $592-32.4% |