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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,175 | $75,962+42.4% | $154,111-29.8% | $64,173+68.6% |
| Participation rate | 73.1% | 70.4%+2.7pp | 83.0%-10.0pp | 69.6%+3.5pp |
| Annual return | -6.67% | 30.32%-37.0pp | 735.18%-741.8pp | 7.63%-14.3pp |
| Employer contribution / active EE | $7,992 | $3,350+138.6% | $5,298+50.8% | $2,381+235.7% |
| Participant deferral / active EE | $508 | $3,175-84.0% | $5,081-90.0% | $3,470-85.4% |
| Admin fee / account holder | $1,335 | $5,589-76.1% | $13,411-90.0% | $4,887-72.7% |