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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,834 | $72,269+117.0% | $101,271+54.9% | $79,852+96.4% |
| Participation rate | 67.4% | 68.5%-1.0pp | 75.8%-8.4pp | 69.6%-2.2pp |
| Annual return | 17.20% | 22.29%-5.1pp | 46.48%-29.3pp | 31.72%-14.5pp |
| Employer contribution / active EE | $2,743 | $2,692+1.9% | $3,660-25.1% | $2,471+11.0% |
| Participant deferral / active EE | $7,311 | $3,282+122.8% | $4,371+67.3% | $3,740+95.5% |
| Admin fee / account holder | $19,409 | $4,401+341.0% | $5,948+226.3% | $5,306+265.8% |