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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,664 | $81,476+21.1% | $102,383-3.6% | $80,925+21.9% |
| Participation rate | 94.7% | 66.8%+27.9pp | 74.5%+20.2pp | 67.7%+27.1pp |
| Annual return | 9.08% | 25.59%-16.5pp | 24.94%-15.9pp | 35.65%-26.6pp |
| Employer contribution / active EE | $7,920 | $3,105+155.1% | $3,870+104.6% | $2,756+187.4% |
| Participant deferral / active EE | $6,810 | $3,871+75.9% | $5,060+34.6% | $4,299+58.4% |
| Admin fee / account holder | $3,405 | $6,717-49.3% | $8,391-59.4% | $6,940-50.9% |