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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $486,785 | $183,516+165.3% | $155,534+213.0% | $145,884+233.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.21% | 61.43%-49.2pp | 64.92%-52.7pp | 551.85%-539.6pp |
| Employer contribution / active EE | $24,818 | $5,315+367.0% | $4,675+430.9% | $4,662+432.3% |
| Participant deferral / active EE | $15,931 | $6,467+146.4% | $5,630+182.9% | $6,690+138.1% |
| Admin fee / account holder | $20,022 | $19,293+3.8% | $15,900+25.9% | $13,392+49.5% |