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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $485,852 | $160,040+203.6% | $147,096+230.3% | $145,877+233.1% |
| Participation rate | 88.9% | 84.0%+4.9pp | 82.2%+6.7pp | 80.3%+8.6pp |
| Annual return | 16.18% | 98.49%-82.3pp | 419.75%-403.6pp | 551.28%-535.1pp |
| Employer contribution / active EE | $3,382 | $5,289-36.1% | $4,936-31.5% | $4,663-27.5% |
| Participant deferral / active EE | $15,285 | $8,429+81.3% | $8,071+89.4% | $6,691+128.5% |
| Admin fee / account holder | $15,784 | $15,050+4.9% | $13,005+21.4% | $13,402+17.8% |