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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,992 | $160,059-5.7% | $140,019+7.8% | $135,380+11.5% |
| Participation rate | 77.8% | 88.5%-10.7pp | 87.5%-9.7pp | 82.6%-4.9pp |
| Annual return | -4.67% | 911.48%-916.1pp | 651.17%-655.8pp | 519.81%-524.5pp |
| Employer contribution / active EE | $4,568 | $6,420-28.8% | $5,605-18.5% | $4,779-4.4% |
| Participant deferral / active EE | $1,205 | $7,641-84.2% | $6,927-82.6% | $5,609-78.5% |
| Admin fee / account holder | $378 | $13,328-97.2% | $10,705-96.5% | $10,828-96.5% |