Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,362 | $107,368-89.4% | $92,915-87.8% | $152,909-92.6% |
| Participation rate | 63.2% | 79.8%-16.6pp | 76.0%-12.8pp | 82.5%-19.3pp |
| Annual return | 10.53% | 145.64%-135.1pp | 109.45%-98.9pp | 345.46%-334.9pp |
| Employer contribution / active EE | $4,514 | $4,222+6.9% | $3,653+23.6% | $4,764-5.2% |
| Participant deferral / active EE | $55 | $4,848-98.9% | $4,238-98.7% | $5,851-99.1% |
| Admin fee / account holder | $3,752 | $7,082-47.0% | $5,796-35.3% | $11,601-67.7% |