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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,300 | $175,2590% | $149,723+17.1% | $139,487+25.7% |
| Participation rate | 85.0% | 83.4%+1.6pp | 78.8%+6.2pp | 80.3%+4.7pp |
| Annual return | 16.28% | 166.82%-150.5pp | 134.50%-118.2pp | 373.84%-357.6pp |
| Employer contribution / active EE | $3,990 | $5,478-27.2% | $4,821-17.2% | $4,755-16.1% |
| Participant deferral / active EE | $8,140 | $6,522+24.8% | $5,682+43.2% | $6,713+21.3% |
| Admin fee / account holder | $1,460 | $16,158-91.0% | $13,215-89.0% | $11,407-87.2% |