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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,467 | $142,409-84.2% | $119,634-81.2% | $134,545-83.3% |
| Participation rate | 68.4% | 82.8%-14.4pp | 79.3%-10.8pp | 81.2%-12.8pp |
| Annual return | -16.69% | -12.46%-4.2pp | -14.98%-1.7pp | 418.37%-435.1pp |
| Employer contribution / active EE | $1,204 | $5,224-77.0% | $4,232-71.6% | $4,742-74.6% |
| Participant deferral / active EE | $3,278 | $6,468-49.3% | $5,601-41.5% | $6,401-48.8% |
| Admin fee / account holder | $5,680 | $13,594-58.2% | $10,329-45.0% | $11,431-50.3% |