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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,251 | $133,998-92.4% | $112,263-90.9% | $134,545-92.4% |
| Participation rate | 75.0% | 78.6%-3.6pp | 75.1%-0.1pp | 81.2%-6.2pp |
| Annual return | -24.22% | 47.17%-71.4pp | 27.49%-51.7pp | 418.37%-442.6pp |
| Employer contribution / active EE | $2,005 | $4,040-50.4% | $3,636-44.8% | $4,742-57.7% |
| Participant deferral / active EE | $3,533 | $5,292-33.2% | $4,729-25.3% | $6,401-44.8% |
| Admin fee / account holder | $1,746 | $7,493-76.7% | $6,410-72.8% | $11,431-84.7% |