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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,569 | $111,535-64.5% | $105,223-62.4% | $137,256-71.2% |
| Participation rate | 58.8% | 78.1%-19.3pp | 75.0%-16.2pp | 80.0%-21.1pp |
| Annual return | 15.34% | 237.85%-222.5pp | 180.65%-165.3pp | 220.34%-205.0pp |
| Employer contribution / active EE | $1,686 | $3,939-57.2% | $3,689-54.3% | $4,156-59.4% |
| Participant deferral / active EE | $3,321 | $5,500-39.6% | $5,072-34.5% | $6,407-48.2% |
| Admin fee / account holder | $612 | $9,721-93.7% | $8,859-93.1% | $12,270-95.0% |