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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,357 | $110,410-72.5% | $102,437-70.4% | $145,897-79.2% |
| Participation rate | 69.2% | 77.9%-8.7pp | 74.5%-5.3pp | 80.3%-11.1pp |
| Annual return | 11.00% | 24.85%-13.9pp | 24.95%-14.0pp | 552.29%-541.3pp |
| Employer contribution / active EE | $1,905 | $4,217-54.8% | $3,871-50.8% | $4,663-59.1% |
| Participant deferral / active EE | $3,946 | $5,622-29.8% | $5,060-22.0% | $6,689-41.0% |
| Admin fee / account holder | $3,756 | $9,745-61.5% | $8,388-55.2% | $13,390-72.0% |