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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,259 | $148,629+17.9% | $135,982+28.9% | $139,487+25.6% |
| Participation rate | 77.8% | 83.9%-6.1pp | 81.9%-4.1pp | 80.3%-2.6pp |
| Annual return | 11.14% | 79.33%-68.2pp | 68.32%-57.2pp | 373.84%-362.7pp |
| Employer contribution / active EE | $1,060 | $5,247-79.8% | $4,859-78.2% | $4,755-77.7% |
| Participant deferral / active EE | $10,950 | $8,102+35.1% | $7,760+41.1% | $6,713+63.1% |
| Admin fee / account holder | $4,869 | $12,406-60.8% | $10,767-54.8% | $11,407-57.3% |