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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,598 | $110,337+77.3% | $102,383+91.0% | $145,877+34.1% |
| Participation rate | 85.7% | 77.9%+7.8pp | 74.5%+11.2pp | 80.3%+5.4pp |
| Annual return | 14.15% | 24.83%-10.7pp | 24.94%-10.8pp | 551.28%-537.1pp |
| Employer contribution / active EE | $19,250 | $4,216+356.6% | $3,870+397.4% | $4,663+312.8% |
| Participant deferral / active EE | $7,044 | $5,621+25.3% | $5,060+39.2% | $6,691+5.3% |
| Admin fee / account holder | $3,963 | $9,750-59.4% | $8,391-52.8% | $13,402-70.4% |