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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,765 | $111,535+106.9% | $105,223+119.3% | $137,256+68.1% |
| Participation rate | 73.9% | 78.1%-4.2pp | 75.0%-1.1pp | 80.0%-6.0pp |
| Annual return | 16.13% | 237.85%-221.7pp | 180.65%-164.5pp | 220.34%-204.2pp |
| Employer contribution / active EE | $10,038 | $3,939+154.8% | $3,689+172.1% | $4,156+141.5% |
| Participant deferral / active EE | $7,138 | $5,500+29.8% | $5,072+40.7% | $6,407+11.4% |
| Admin fee / account holder | $24,663 | $9,721+153.7% | $8,859+178.4% | $12,270+101.0% |