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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,183 | $91,198+30.7% | $178,503-33.2% | $79,856+49.2% |
| Participation rate | 97.6% | 69.2%+28.3pp | 81.9%+15.6pp | 69.6%+27.9pp |
| Annual return | 9.06% | 24.20%-15.1pp | 151.12%-142.1pp | 31.71%-22.7pp |
| Employer contribution / active EE | $11,532 | $3,257+254.1% | $5,011+130.1% | $2,471+366.6% |
| Participant deferral / active EE | $7,076 | $3,237+118.6% | $5,202+36.0% | $3,741+89.2% |
| Admin fee / account holder | $1,857 | $6,748-72.5% | $13,987-86.7% | $5,306-65.0% |