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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,671 | $175,259-43.7% | $149,723-34.1% | $139,487-29.3% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 9.50% | 166.82%-157.3pp | 134.50%-125.0pp | 373.84%-364.3pp |
| Employer contribution / active EE | $11,006 | $5,478+100.9% | $4,821+128.3% | $4,755+131.5% |
| Participant deferral / active EE | $6,301 | $6,522-3.4% | $5,682+10.9% | $6,713-6.1% |
| Admin fee / account holder | $1,437 | $16,158-91.1% | $13,215-89.1% | $11,407-87.4% |