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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $58,323 |
MATRIX TRUST COMPANY2 years Service code 18 · EIN 75-3182674 | Custodial (securities); Trustee (dire... | $0 |
MATRIX TRUST COMPANY1 year Filed as: MSCS FS DIV OF BROADRIDGE BPO, LLC Service code 59 · EIN 33-1151291 | Shareholder Servicing | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $356,767 | $82,678+331.5% | $125,391+184.5% | $68,490+420.9% |
| Participation rate | 91.5% | 75.1%+16.4pp | 82.4%+9.1pp | 67.9%+23.6pp |
| Annual return | -15.62% | -5.97%-9.6pp | 572.41%-588.0pp | -7.85%-7.8pp |
| Employer contribution / active EE | $18,529 | $3,382+447.8% | $4,816+284.8% | $2,597+613.5% |
| Participant deferral / active EE | $8,887 | $6,111+45.4% | $7,448+19.3% | $4,028+120.6% |
| Admin fee / account holder | $411 | $6,277-93.5% | $10,009-95.9% | $5,403-92.4% |