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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,955 | $107,363+8.9% | $92,909+25.9% | $152,897-23.5% |
| Participation rate | 76.2% | 79.8%-3.6pp | 76.0%+0.2pp | 82.5%-6.3pp |
| Annual return | 19.46% | 145.63%-126.2pp | 109.44%-90.0pp | 345.43%-326.0pp |
| Employer contribution / active EE | $4,209 | $4,222-0.3% | $3,653+15.2% | $4,764-11.6% |
| Participant deferral / active EE | $6,743 | $4,848+39.1% | $4,238+59.1% | $5,851+15.2% |
| Admin fee / account holder | $4,234 | $7,082-40.2% | $5,795-26.9% | $11,599-63.5% |