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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,976 | $183,592-76.0% | $155,574-71.7% | $145,877-69.9% |
| Participation rate | 54.2% | 82.7%-28.5pp | 78.2%-24.0pp | 80.3%-26.1pp |
| Annual return | 12.02% | 61.37%-49.4pp | 64.87%-52.8pp | 551.28%-539.3pp |
| Employer contribution / active EE | $2,028 | $5,317-61.8% | $4,676-56.6% | $4,663-56.5% |
| Participant deferral / active EE | $4,675 | $6,466-27.7% | $5,629-17.0% | $6,691-30.1% |
| Admin fee / account holder | $1,753 | $19,316-90.9% | $15,914-89.0% | $13,402-86.9% |