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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,670 | $84,628-54.3% | $61,501-37.1% | $134,545-71.3% |
| Participation rate | 66.7% | 62.2%+4.5pp | 52.6%+14.1pp | 81.2%-14.6pp |
| Annual return | -20.65% | 585.61%-606.3pp | 339.04%-359.7pp | 418.37%-439.0pp |
| Employer contribution / active EE | $662 | $1,545-57.1% | $1,160-42.9% | $4,742-86.0% |
| Participant deferral / active EE | $11,050 | $2,819+292.0% | $2,125+420.1% | $6,401+72.6% |
| Admin fee / account holder | $1,517 | $2,587-41.4% | $2,132-28.8% | $11,431-86.7% |