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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,455 | $148,623-95.0% | $135,974-94.5% | $139,466-94.7% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 18.68% | 79.30%-60.6pp | 68.30%-49.6pp | 373.66%-355.0pp |
| Employer contribution / active EE | $2,229 | $5,246-57.5% | $4,859-54.1% | $4,754-53.1% |
| Participant deferral / active EE | $2,786 | $8,103-65.6% | $7,760-64.1% | $6,712-58.5% |
| Admin fee / account holder | $1,909 | $12,406-84.6% | $10,767-82.3% | $11,409-83.3% |