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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,180 | $142,409-49.3% | $119,634-39.7% | $134,545-46.4% |
| Participation rate | 52.6% | 82.8%-30.2pp | 79.3%-26.6pp | 81.2%-28.6pp |
| Annual return | -17.94% | -12.46%-5.5pp | -14.98%-3.0pp | 418.37%-436.3pp |
| Employer contribution / active EE | $1,596 | $5,224-69.5% | $4,232-62.3% | $4,742-66.3% |
| Participant deferral / active EE | $3,228 | $6,468-50.1% | $5,601-42.4% | $6,401-49.6% |
| Admin fee / account holder | $437 | $13,594-96.8% | $10,329-95.8% | $11,431-96.2% |