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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,151 | $166,020-32.4% | $164,866-32.0% | $145,959-23.2% |
| Participation rate | 50.0% | 82.0%-32.0pp | 78.6%-28.6pp | 80.3%-30.3pp |
| Annual return | 13.49% | 100.08%-86.6pp | 69.97%-56.5pp | 561.95%-548.5pp |
| Employer contribution / active EE | $1,996 | $5,275-62.2% | $4,343-54.0% | $4,661-57.2% |
| Participant deferral / active EE | $4,329 | $6,961-37.8% | $6,033-28.2% | $6,689-35.3% |
| Admin fee / account holder | $7,306 | $16,644-56.1% | $12,689-42.4% | $13,398-45.5% |