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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,151 | $166,268-32.5% | $165,100-32.1% | $145,897-23.1% |
| Participation rate | 50.0% | 82.0%-32.0pp | 78.6%-28.6pp | 80.3%-30.3pp |
| Annual return | 13.49% | 100.52%-87.0pp | 70.21%-56.7pp | 552.29%-538.8pp |
| Employer contribution / active EE | $1,996 | $5,284-62.2% | $4,348-54.1% | $4,663-57.2% |
| Participant deferral / active EE | $4,329 | $6,964-37.8% | $6,035-28.3% | $6,689-35.3% |
| Admin fee / account holder | $7,306 | $16,659-56.1% | $12,696-42.5% | $13,390-45.4% |