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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,944 | $154,228-76.7% | $145,433-75.3% | $137,256-73.8% |
| Participation rate | 88.2% | 83.8%+4.4pp | 82.1%+6.1pp | 80.0%+8.3pp |
| Annual return | 27.99% | 74.59%-46.6pp | 66.58%-38.6pp | 220.34%-192.4pp |
| Employer contribution / active EE | $4,582 | $4,804-4.6% | $4,554+0.6% | $4,156+10.2% |
| Participant deferral / active EE | $11,497 | $8,216+39.9% | $7,897+45.6% | $6,407+79.5% |
| Admin fee / account holder | $2,191 | $14,344-84.7% | $13,129-83.3% | $12,270-82.1% |