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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,944 | $162,136-77.8% | $152,301-76.4% | $154,746-76.8% |
| Participation rate | 88.2% | 84.1%+4.1pp | 82.4%+5.8pp | 80.7%+7.5pp |
| Annual return | 27.99% | 91.02%-63.0pp | 80.50%-52.5pp | 172.34%-144.3pp |
| Employer contribution / active EE | $4,582 | $4,890-6.3% | $4,624-0.9% | $4,379+4.6% |
| Participant deferral / active EE | $11,497 | $8,341+37.8% | $8,004+43.6% | $6,730+70.8% |
| Admin fee / account holder | $2,191 | $15,759-86.1% | $14,398-84.8% | $14,365-84.7% |