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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,768 | $211,239-66.0% | $178,528-59.8% | $145,877-50.8% |
| Participation rate | 90.9% | 80.8%+10.1pp | 77.1%+13.8pp | 80.3%+10.6pp |
| Annual return | 24.20% | 30.22%-6.0pp | 27.11%-2.9pp | 551.28%-527.1pp |
| Employer contribution / active EE | $6,446 | $4,570+41.1% | $3,950+63.2% | $4,663+38.2% |
| Participant deferral / active EE | $24,017 | $6,963+244.9% | $6,278+282.5% | $6,691+259.0% |
| Admin fee / account holder | $8,695 | $12,095-28.1% | $10,419-16.5% | $13,402-35.1% |