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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,768 | $211,224-66.0% | $178,505-59.8% | $145,897-50.8% |
| Participation rate | 90.9% | 80.8%+10.1pp | 77.1%+13.8pp | 80.3%+10.6pp |
| Annual return | 24.20% | 30.28%-6.1pp | 27.16%-3.0pp | 552.29%-528.1pp |
| Employer contribution / active EE | $6,446 | $4,577+40.9% | $3,955+63.0% | $4,663+38.3% |
| Participant deferral / active EE | $24,017 | $6,966+244.8% | $6,280+282.4% | $6,689+259.0% |
| Admin fee / account holder | $8,695 | $12,109-28.2% | $10,428-16.6% | $13,390-35.1% |