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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $465,855 | $160,028+191.1% | $147,080+216.7% | $145,884+219.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 843.11% | 98.60%+744.5pp | 420.17%+422.9pp | 551.85%+291.3pp |
| Employer contribution / active EE | $5,347 | $5,286+1.2% | $4,933+8.4% | $4,662+14.7% |
| Participant deferral / active EE | $13,653 | $8,422+62.1% | $8,066+69.3% | $6,690+104.1% |
| Admin fee / account holder | $26,620 | $15,030+77.1% | $12,989+104.9% | $13,392+98.8% |