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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,554 | $160,040-47.8% | $147,096-43.2% | $145,877-42.7% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.5pp | 80.3%+5.4pp |
| Annual return | 11.22% | 98.49%-87.3pp | 419.75%-408.5pp | 551.28%-540.1pp |
| Employer contribution / active EE | $17,342 | $5,289+227.9% | $4,936+251.4% | $4,663+271.9% |
| Participant deferral / active EE | $16,886 | $8,429+100.3% | $8,071+109.2% | $6,691+152.4% |
| Admin fee / account holder | $4,488 | $15,050-70.2% | $13,005-65.5% | $13,402-66.5% |