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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,249 | $167,533-68.2% | $151,645-64.9% | $134,545-60.4% |
| Participation rate | 54.5% | 88.4%-33.8pp | 87.5%-32.9pp | 81.2%-26.7pp |
| Annual return | 0.00% | 7.81%-7.8pp | 3.34%-3.3pp | 418.37%-418.4pp |
| Employer contribution / active EE | $2,372 | $6,828-65.3% | $6,165-61.5% | $4,742-50.0% |
| Participant deferral / active EE | $6,687 | $8,985-25.6% | $8,363-20.0% | $6,401+4.5% |
| Admin fee / account holder | $641 | $13,781-95.4% | $11,614-94.5% | $11,431-94.4% |