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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,242 | $51,207-70.2% | $70,565-78.4% | $75,177-79.7% |
| Participation rate | 47.2% | 61.0%-13.7pp | 68.4%-21.1pp | 67.2%-20.0pp |
| Annual return | 56.16% | 30.05%+26.1pp | 32.79%+23.4pp | 160.75%-104.6pp |
| Employer contribution / active EE | $1,498 | $1,826-18.0% | $2,976-49.7% | $2,671-43.9% |
| Participant deferral / active EE | $2,322 | $2,850-18.5% | $4,568-49.2% | $4,126-43.7% |
| Admin fee / account holder | $1,098 | $4,097-73.2% | $6,430-82.9% | $5,651-80.6% |